Casino Hold ‘Em: The Poker Table Game Where Players Compete Against the Casino, Not Other Players

Casino Hold ‘em is similar to the king of all poker games, Texas Hold ‘em. The main difference being players compete against the house rather than other players. It is easy to learn and play, as long as you understand poker hand rankings. Novice players need not worry about being intimidated by other players. First let’s list the face value for each card and the five card poker hand rankings in sequential order:

Face Value of Cards

2 through 10 and Jack, Queen, King, Ace (2 is lowest, Ace is highest)

Poker Hand Rankings

High card – Five cards of different values with mixed suits and Ace being the highest.

One Pair – Two of the same cards such as 2, 2.

2 Pair – Two of the same cards twice, 7,7, & K, K

3 of a Kind – Three of the same cards, K, K, K, (AKA Trips)

Straight – Five cards in sequential order with mixed suits, 7,8,9,10, J

Flush – Five cards with the same suit in any order (5 Spades, Hearts, Clubs, Diamonds.

Full House – Trips and a Pair, Q, Q, Q, 8,8, (AKA, Full Boat).

4 of a Kind – Four of the same cards, J, J, J, J, (AKA, Quads).

Straight Flush – Five cards of the same suit in sequential order.

Royal Flush – 10, J, Q, K, A, of the same suit.

How to Play

A standard 52 card deck is used. All players must first make an ante wager before play begins. There is also an optional bonus wager called AA Bonus. The dealer will then deal his or herself two hole cards face down, and place three community cards face up in the center of the table. This is known as the flop. The community cards can be used by all players to complete their hands.

Players examine their cards and must make one of two decisions:

Fold – forfeiting the ante bet.

Call – Make a wager equal to two times the ante bet.

The dealer will then deal two more community cards face up for a total of five, and reveal his or her cards. The players and dealer make their best five card poker hand by using any combination of their own two cards and the five community cards.

The dealer must have a pair of 4′s or better to qualify. If the dealer does not qualify, the call bet pushes and the ante bet will pay according to the pay table listed below.

If the dealer qualifies and player beats dealer, the call bet pays 1 to 1 and the ante bet pays according to the ante pay table below.

If the dealer qualifies and beats the player, the player loses the ante and call bets.

If the dealer qualifies and ties the player, the ante and call bets push.

Pay tables may vary, below is supposedly the most common one:

Ante Bet Pay Table

Royal Flush – 100/1

Straight Flush – 20/1

4 of a Kind – 10/1

Full House – 3/1

Flush – 2/1

All Other – 1/1

Optional AA Side Wager

The AA optional side wager pays if the player is holding a pair of Aces or better. The bet pays even if the player folded the original hand. Here is the pay table:

Royal Flush – 100/1

Straight Flush – 50/1

4 of a Kind – 40/1

Full House – 30/1

Flush – 20/1

Straight – 10/1

Three of a Kind – 8/1

Two Pair – 7/1

Pair of Aces – 7/1

Strategy

Strategy is rather simple for this game according to gaming Analysts. Only the worst 18% of hands should be folded. Which are two low unsuited hole cards with no chance of a straight or flush when matched with the three-card community flop.

Financial Skills – Writing Checks & Paying Bills

I was surprised when I asked parents to tell me the life skills they wish their kids knew, and there was a resounding request for a few topics:

How to open a bank account
How to budget & balance accounts
How to write checks and pay bills
And how to start saving for retirement

It seems some of the things we take for granted are, as a result, missing from what we teach kids.

In the last article, we focused on budgeting & balancing accounts. We even looked at games and contests you could set up for your kids. This article is the third article in the four-part series and will look at how to teach kids to write checks and pay bills.

Paying Bills

I was a bit surprised when several parents recently reported they had teens that were going to pay a bill by sending cash. I guess the obvious isn’t so obvious.

Paying bills is often done online, so it’s important to teach kids how to protect their identity online and store their login information where it can’t be stolen or accessed.

However, there are still quite a few companies that don’t offer online payments, and the only way to pay their bills is via check in the mail.

All kids should know why you NEVER send cash, and how to write a check specifically for paying a bill. For example: putting your account number and any other required details in the memo.

This brings us to the next topic: writing checks.

Writing Checks

When I was 12 years old, I went to outdoor ed. Oddly enough, part of the experience was that we could only write checks to buy goodies there, and our parents put a certain amount in our accounts so that we would also have to budget and balance our register.

Most of the kids were nervous! They weren’t sure how to fill out a check, and it was a great learning experience. I remember being nervous because we were required to fill out the amount in cursive, and I had trouble fitting it into the space.

These days, many kids never even think about writing checks because there are so many other means of transacting much more common; however, I’ve still found myself in need of checks for bills, paying contractors, and even helping me out of a pinch when I’ve forgotten my wallet.

Additionally, in my previous articles, I’ve expressed the dangers of using and relying on a debit card.

So how do you get your kids to learn how to write checks, and why would they care?

Getting Kids Involved

The best and most interactive way to teach kids to work a checkbook is to come up with a reason for them to write checks.

Here’s how it’s done:

Give your kids an old checkbook, play checkbook, or make your own (complete with a register). Then tell them in order to get certain things around the house, they’ll need to write checks. For example, to use their electronic device, there’s a rental fee that requires them to write you a check.

In addition, you can also give them a budget for the month to help them balance and budget their spending. You should balance a separate register so you can compare at the end of the month for accuracy.

Kids absolutely love this game.

Here are a few things you can charge for:

Using electronic devices
Watching TV (by the hour)
Special snacks or treats
Bicycle rental fee
Getting out of a chore (limited usage)

At the end of the month, if your kids keep a positive balance they get a prize. If you have more than one kid, whoever is the most accurate in balancing their register can also get a prize.

A variation is to cut off the privileges if they run out of money. Some think this is harsh, but it does mimic the real world.

Writing checks is simple, and most kids love to learn because they feel more like an adult in the process.

In the next article, we’ll discuss how to start saving for retirement. It could make the difference of over $200,000!

Precision Redefining the Performance of Automobiles

Automobiles are the one of the most luxurious consumer goods as these require lots of capital investment. The automobiles add lavishness to the living standard of an individual. Moreover, it is very essential to maintain the performance of the automobiles through regular servicing at the servicing stores. No matter, if you have a corporate automobile, luxury automobile or similar, there is maintenance service center available for all. It is highly advisable to use branded products and accessories in the automobiles to ensure excellent performance for long duration of time. Moreover, there are vendors in the market, who are primarily engaged in the dealing of branded automobile instruments.

The automobile instruments are designed basically to meet the maintenance requirements of various branded automobiles. The instruments are available in varied standard sizes to exactly meet the requirements of the automobiles. Various national as well as international potential buyers place orders for the branded instruments as that helps in maintaining the excellent performance level of the automobiles. The instruments are also available in varied specific dimensions as per the specifications provided by the buyers in order to meet the exact requirements of the buyers.

With consistent research and development, there have been introduction of various newly developed instruments in the array of automobile instruments. The array consists of track drive motor, charging pump, winch drive, timing pulley, worm gear box, sprockets and many other. The unmatched quality and excellent performance of the products have attracted domestic as well as international buyers to place bulk orders. Moreover, these equipments are easy to install in the automobiles and thus, require low maintenance cost. If branded products are used, the performance level of the automobiles gets enhanced.

The vendors for the products like track drive motor, charging pump, winch drive, timing pulley, worm gear box, sprockets, etc., use premium quality materials in the manufacturing that ensures notable features like high durability, tensile strength and resistivity to adverse conditions. Features like easy installation and low maintenance cost have also played a vital role in the enhancement of the demands of these products in the global market. There are some vendors, who also specialize in providing customized products as per the specifications and drawings provided in the buyers. The reasonable price is also one of the factors responsible for steady growth in the worldwide market. Moreover, these instruments and equipments are ideally designed to meet the requirements of the automobiles and help in the enhancement of the performance level.